Formal Credit Training to Lenders
At Gemstone Credit Solutions Inc., we don’t just provide underwriting services—we also transfer our expertise to your team. Our Credit Training Programs are designed for credit unions, banks, and other lenders who want to strengthen their internal capacity in commercial real estate (CRE) lending, underwriting, and risk management.
Whether you’re onboarding new analysts or upskilling your existing staff, our tailored training solutions equip your team with the knowledge and tools they need to make faster, smarter, and safer lending decisions.
Our Training Services
Formal Credit Training
Comprehensive training sessions that cover the fundamentals and advanced aspects of CRE loan origination, underwriting, and portfolio management.
Deal Analysis & Case Studies
Real-world scenarios and past transactions to help participants evaluate deals, identify red flags, and understand market dynamics.
Customized Training Programs
We adapt training to your institution’s needs—whether you require short, intensive workshops or ongoing training modules for continued learning.
Cash Flow & Financial Analysis
Our Cash Flow & Financial Analysis training provides hands-on workshops that equip your team with the skills to confidently interpret financial statements, analyze borrower cash flow, and assess repayment capacity alongside potential risks. By working through real-world examples, participants learn how to move beyond surface-level numbers and develop a deeper understanding of financial health and loan repayment ability.
Loan Structure & Terms
In addition, our Loan Structure & Terms training offers practical guidance on building sound, balanced transactions. We cover how to set appropriate terms and covenants, identify structural weaknesses, and align loan design with both borrower needs and institutional risk policies. This training ensures your team can structure deals that not only meet client objectives but also protect your organization’s long-term credit health.
Why Choose Gemstone Training?
- Industry Expertise – Over a decade of CRE underwriting experience
- Practical Knowledge – Case-driven learning with real loan scenarios
- Tailored to You – Customized to your staff’s role and experience level
- Efficiency Boost – Build in-house expertise without adding permanent overhead
- Compliance & Risk Mitigation – Ensure policy alignment and strong credit culture
Who Should Attend?
- Credit Analysts
- Loan Officers
- Portfolio Managers
- Underwriters
- Lending Executives
Formats Section
- On-Site Workshops
- Virtual Training
- Hybrid Programs
