ABOUT US
About Gemstone Credit Solutions Inc.
At Gemstone Credit Solutions Inc., we specialize in Commercial Real Estate (CRE) loan origination underwriting and portfolio management services. With over a decade of experience, we collaborate with credit unions and banks to deliver prompt, high-quality credit analysis across a wide range of property types.
We serve as a reliable extension of your credit team—offering institutional-grade expertise without the burden of in-house overhead. Our services support prudent loan decision-making, ensure regulatory and policy compliance, and help mitigate credit risk effectively.
By providing concise, data-driven credit risk analysis—often within a two-week turnaround—we help our clients reduce operational costs, improve efficiency, and accelerate loan closings. Gemstone is a trusted partner nationwide, dedicated to helping lenders grow more profitably.
What Our Clients Are Saying
FAQs
What types of clients and lending institutions does Gemstone typically work with?
We primarily partner with credit unions, community banks, and regional financial institutions involved in commercial real estate lending. Our services are tailored to support credit teams seeking expert underwriting, portfolio management, and risk analysis without the overhead of in-house expansion.
How quickly can Gemstone deliver a completed credit analysis?
Our typical turnaround time is within two weeks of receiving a complete credit package. We understand the importance of speed in the lending process and prioritize efficiency without compromising the quality or depth of analysis.
How does outsourcing CRE underwriting to Gemstone benefit my institution?
Partnering with Gemstone allows your institution to access institutional-grade credit expertise without the fixed costs of expanding your internal team. We help you reduce operational overhead, stay compliant with regulatory standards, and close loans faster—all while ensuring prudent risk management.
